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How Come This Book?
document TEXT-001-HOUSE_OVERSIGHT_010912.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

FREE GROWTH AND OTHER SURPRISES Draft Gordon Getty FOREWORD BY THE AUTHOR How Come This Book? A few months ago, Robert Trivers was kind enough to send me his new book. The title is “Wild Life”. Perfect two ways. Bob is a world authority on wildlife, to wit evolutionary biology....

They say that you can read a person’s feelings on his face. But if so, either
document TEXT-001-HOUSE_OVERSIGHT_027849.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Night Flight They say that you can read a person’s feelings on his face. But if so, either I’m a very good actor – the opposite of what anyone who has worked closely with me would tell you – or the journalists clustered in front of me weren’t very good face-readers. They said th...

OGE Form 278e (March 2014)
document TEXT-001-HOUSE_OVERSIGHT_016699.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…001 - $15,000 8 JPM GL RES ENH IDX FD - USD - R6 y $15,001 - $50,000 9 ISHARES INC MSCI JAPAN NEW y $1,001 - $15,000 10 FIDELITY 500 INDEX FD-Al y $1 ,001 - $15,000 11 JPM US L/C CORE PL FD - USD - R6 y $15,001 - $50,000 12 NEUBERGER BER MU/COPP-INS y $15,001 - $50,000 13 PRIMECA...

Power, Fortune and Survival in the Age of Networks
document TEXT-001-HOUSE_OVERSIGHT_018232.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…asteries and engage in tests of insight, contests to see who could feel the underlying nature of the world with greater fidelity. The aim was, always, to touch the energy flows moving, just unseen, below our lives. “Ten thousand kinds of clever talk—how can they be as good as rea...

2016 Future of Financials Conference
document TEXT-001-HOUSE_OVERSIGHT_014315.txt Nov 17, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

2016 Future of Financials Conference Management and client bullishness implies further upside Price Objective Change Equity | 17 November 2016 Corrected Unauthorized redistribution of this report is prohibited. This report is intended for [email protected] Conference tone bull...

The 4-Hour Workweek
document TEXT-001-HOUSE_OVERSIGHT_013796.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…dental coverage—the same provider and network—for $300–500 per month. To transfer my 401(k) to another company (I chose Fidelity Investments) was even easier: It took less than 30 minutes via phone and cost nothing. Covering both of these bases takes less time than getting a cust...

National Pub date: February 19, 2019
document TEXT-001-HOUSE_OVERSIGHT_016804.txt Feb 19, 2019 House Oversight Committee — Epstein Estate Records (Nov 2025)

… when we abandon analog formats, and in return provides easy—all too easy?—reproduction of artworks with almost perfect fidelity. But there is a huge hidden cost. Orwell’s Ministry of Truth is now a practical possibility. AI techniques for creating all-but-undetectable forgeries...

further rate cuts and lowered the deposit rate to
document IMAGES-003-HOUSE_OVERSIGHT_014605.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

further rate cuts and lowered the deposit rate to -0.40%. Second, it increased the size of its asset purchase program from €60 billion to €80 billion per month, effectively buying more Eurozone bonds each year than are actually issued (see Exhibit 90). Finally, it continued to li...

Splitting up Banks
document IMAGES-001-HOUSE_OVERSIGHT_011090.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

CHAPTER 8: BANKS, MONEY AND MACROECONOMICS Splitting up Banks I started to write a book on banks and money a year ago. I stopped when | realized that I don’t know enough about the subject. I have some experience and have done some reading in those fields, but not enough to just...

Message: We r ready
document IMAGES-009-HOUSE_OVERSIGHT_027766.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Flags: 1060865 Is Read: Yes Is Invitation: No GUID: D9CFFF48-0828-43E2-B2BF-0E157356B316 Message: We r ready Sender: e:[email protected] Time: 06/13/19 02:43:42 AM (582111822) Flags: 1150981 Is Read: No Is Invitation: No GUID: D5D43664-C1B0-487D-AD00-D09C091789D3 Messa...

solution is to devolve commercial banks into their separate deposit and lending
document IMAGES-001-HOUSE_OVERSIGHT_011114.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

solution is to devolve commercial banks into their separate deposit and lending functions, with separate stockholders and only incidental interaction. It is best for the free market to do this alone. The omnibus fund could be the decisive innovation. It too is possible today. I...

been one of Modigliani’s points in his interruptions. Federal deposit insurance
document IMAGES-001-HOUSE_OVERSIGHT_010939.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

been one of Modigliani’s points in his interruptions. Federal deposit insurance subsidizes cheap money and keeps lending rates low. Most tradition associates easy money with growth and prosperity. Higher interest rates are associated with restraint in investment and consumption...

Japan Macro Watch
document TEXT-001-HOUSE_OVERSIGHT_014424.txt Nov 14, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

Japan Macro Watch USD/JPY: Buy-on-dip cycle to continue; 115- 120 by end-2017 14 November 2016 Buy-on-dip cycle continues While we had acknowledged the risk of the “final JPY strength” this autumn on the BoJ's limit and US elections, it has been our view that the USD/JPY’s dips...

dependent on what happens with deposit costs. SNV’s current sensitivity analysis
document IMAGES-002-HOUSE_OVERSIGHT_014342.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

dependent on what happens with deposit costs. SNV’s current sensitivity analysis assumes a 50-60% deposit beta. = SNV keenly focused on credit. Chief Credit Officer Kevin Howard noted expectations for net charge-offs to naturally tick up as recoveries become less of a benefit an...