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First Bancorp Puerto Rico (FBP)
document IMAGES-002-HOUSE_OVERSIGHT_014382.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

First Bancorp Puerto Rico (FBP) We use a three-factor valuation framework (P/TBV, P/E, DCF) to arrive at our $6.50 price objective. We assign a 1.0x multiple to our 2Q17E TBV, below the 1.6X for peers, due to the overhang of PR fiscal issues that may reduce TBV. Our revised impl...

ranks with The Oppressive Class means we can ruthlessly use their power for good
document IMAGES-005-HOUSE_OVERSIGHT_018580.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

ranks with The Oppressive Class means we can ruthlessly use their power for good. Can we do better at making feminist discourses around gender and sexuality open to normative men, without driving ourselves crazy? How can we make our movement open to, and accepting of, normative...

the phenomena of taboo trade-offs, then it provides a novel prediction: taboo trade-offs
document IMAGES-009-HOUSE_OVERSIGHT_026532.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

the phenomena of taboo trade-offs, then it provides a novel prediction: taboo trade-offs will prevail precisely in situations where there is large but infrequent temptation to defect and defection is harmful, such as selling a child, betraying a country, or sleeping with someone...

No interest tax shield
document IMAGES-007-HOUSE_OVERSIGHT_023085.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

No interest tax shield Another key offset to the lower corporate tax rate is the proposed ending of the deduction of net interest expense. We assume that this rule would apply to new debt and that existing debt would be grandfathered. This tax shield removal would increase the c...

Restructuring the University 159
document IMAGES-007-HOUSE_OVERSIGHT_023905.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Restructuring the University 159 Instead of subjects then, let’s take a fanciful tour through the twelve cognitive processes and see what would happen to the univer- sity if it organized itself around those processes. First let’s look at the existing Yale departments and school...

From: Deepak Chopra
email TEXT-001-HOUSE_OVERSIGHT_029017.txt Nov 10, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: Deepak Chopra_____________________ Sent: 11/10/2016 10:30:08 PM To: jeffrey E. [[email protected]] Subject: Re: Importance: High Thanks Deepak Chopra 2013 Costa Del Mar Road Carlsbad, CA 92009 Super Genes: Unlock the Astonishing Power of Your DNA for Optimum Health and...

Message: If i do something great I want ppl to Know I'm involved
document IMAGES-009-HOUSE_OVERSIGHT_027174.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Is Read: Yes Is Invitation: No GUID: 63087F91-D717-4F88-843E-B68499 2% Message: If i do something great I want ppl to Know I'm involved. 7 1E42D0 the one to do stuff and others get credit. Time: 02/22/17 08:32:23 AM (509473943) Flags: 1060865 Is Read: Yes Is Invitation:...

From: Thomas Jr., Landon
email IMAGES-012-HOUSE_OVERSIGHT_032694.txt Jan 3, 2018 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: Thomas Jr., Landon Sent: 1/3/2018 7:17:38 PM To: jeffrey E. [[email protected]] Subject: Re: Importance: — High You be judge -- wasn't here a time when he at least completed sentences? https://www.theatlantic.com/health/archive/2018/01/trump-cog-decline/548759/ On W...

by text message. We discussed etymology, traded literary recommendations, compared
document IMAGES-005-HOUSE_OVERSIGHT_018582.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

by text message. We discussed etymology, traded literary recommendations, compared religion -- I'm Unitarian, he’s a Baha'i convert. He lived one summer in Chicago, and we discovered that we'd shopped at the same bookstores. One night, we found ourselves in the same nightclub. U...

Dialog participantsi¢%
document IMAGES-004-HOUSE_OVERSIGHT_017575.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…n International Policy; Center for American Progress. *David Barron*i¢% Professor, Harvard Law School. Fmr Acting AsstuU.s. Attorney General in the office of Legal Counsel. *Kirsten Bartok*-- CEO, AirFinance. Fmr CFO of XOJet. Fmr GP at Alpine Investors. *Evan Bayh*1¢% Sr Advi...

Financials: buy XLF call spreads
email IMAGES-001-HOUSE_OVERSIGHT_011281.txt Nov 22, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

Regards, Amanda Amanda Ens Director | Global Equities Bank of America Merrill Lynch Merrill Lynch, Pierce, Fenner & Smith Incorporated One Bryant Park | 5th Floor | New York, NY 10036 Phone: Mobil: iii From: Ens, Amanda Sent: Tuesday, November 22, 2016 2:15 PM To: ‘jeffre...

Prefer small-/mid-cap buyouts in US/emerging markets
document IMAGES-008-HOUSE_OVERSIGHT_025288.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Private equity Prefer small-/mid-cap buyouts in US/emerging markets; UBS View distressed debt in Europe ¢ Global M&A volume has continued its downward trend since Q4 2010, falling by -20% quarter-by-quarter in Q3 2012, with a drastic decline in Europe of -46%, the third lowest q...