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other. Chap A moving at 80 hours per week and Chap B moving at 10 hours per week. They both make
document IMAGES-002-HOUSE_OVERSIGHT_013822.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

other. Chap A moving at 80 hours per week and Chap B moving at 10 hours per week. They both make $50,000 per year. Who will be richer when they pass in the middle of the night? If you said B, you would be correct, and this is the difference between absolute and relative income....

To give a robust account for the
document IMAGES-006-HOUSE_OVERSIGHT_021386.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

To give a robust account for the practice of medicine, one must explain why sick and debilitated strangers are worthy of attention and care, and how the medical arts contribute to human flourishing. For some Americans, such accounts begin in secular moral tradition, but for most...

safe, “unconnected” neighbor.'*? The heat transfer had a simple message: Nothing is
document IMAGES-004-HOUSE_OVERSIGHT_018335.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

safe, “unconnected” neighbor.'*? The heat transfer had a simple message: Nothing is safe. Why put such effort, worthy of the deepest physics problems, into the challenge of sneaking into a cellphone undetected? Well, for Seaborn and Dullien, the drive was part of a “discover and...

First Bancorp Puerto Rico (FBP)
document IMAGES-002-HOUSE_OVERSIGHT_014382.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

First Bancorp Puerto Rico (FBP) We use a three-factor valuation framework (P/TBV, P/E, DCF) to arrive at our $6.50 price objective. We assign a 1.0x multiple to our 2Q17E TBV, below the 1.6X for peers, due to the overhang of PR fiscal issues that may reduce TBV. Our revised impl...

NBCUniversal's Ron Meyer, Gus Van Sant, Emily Ratajkowski, Dasha Zhukova, artists Alex
document IMAGES-005-HOUSE_OVERSIGHT_019852.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

NBCUniversal's Ron Meyer, Gus Van Sant, Emily Ratajkowski, Dasha Zhukova, artists Alex Israel, Harmony Korine and Dan Colen, rocker Robbie Robertson and Page Six’s lan Mohr dig into orange chicken on sticks. Larry's girls come around and slip his home address onto laps. This mean...

Sherwood: What’s your main concern?
document IMAGES-002-HOUSE_OVERSIGHT_013943.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Sherwood: What’s your main concern? Bill: It seems like you’re on your way out. I mean, are you going to quit on us? Second, what if everyone wants to do the same? Sherwood: Fair enough. Good points.© First, to be honest, I was close to quitting before, with all the interrupti...

Viding, E, Wood, N W, & Blakemore, S-J. (2010). Effects of age and MAOA genotype on the
document IMAGES-002-HOUSE_OVERSIGHT_012888.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Viding, E, Wood, N W, & Blakemore, S-J. (2010). Effects of age and MAOA genotype on the neural processing of social rejection. Genes Brain Behav, 9(6), 628-637; Tikkanen, R., Auvinen- Lintunen, L., Ducci, F., Sj6berg, R.L., Goldman, D., Tihonen, J., Virkkunen, M. (2010). Psychopa...

My favorite characters in the Bible and in literature are those who challenge authority: Adam and
document IMAGES-004-HOUSE_OVERSIGHT_017173.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

4.2.12 WC: 191694 My favorite characters in the Bible and in literature are those who challenge authority: Adam and Eve defying God and eating the forbidden fruit of knowledge; Abraham chastising God for threatening to sweep away the innocent along with the guilty; Moses implori...

she would have been had she settled down with Barry, the orthodontist, 10 years earlier?
document IMAGES-005-HOUSE_OVERSIGHT_018623.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

she would have been had she settled down with Barry, the orthodontist, 10 years earlier? She and Ross have passion but have never had long-term stability, and the fireworks she experiences with him but not with Barry might actually turn out to be a liability, given how many times...

you are in a first-world country and can buy local insurance to augment your own, which I do, and it
document IMAGES-002-HOUSE_OVERSIGHT_013969.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

you are in a first-world country and can buy local insurance to augment your own, which I do, and it is useless if you are a 10-hour flight from civilization. I had evacuation insurance in Panama, as it’s a 2- hour flight from Miami, but I didn’t bother elsewhere. Don’t freak out...

Before the development of tourism, travel was conceived to be like study, and its fruits were
document IMAGES-002-HOUSE_OVERSIGHT_013955.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Before the development of tourism, travel was conceived to be like study, and its fruits were considered to be the adornment of the mind and the formation of the judgment. — PAUL FUSSELL, Abroad The simple willingness to improvise is more vital, in the long run, than research....

EBITDA, Adjusted EBITDA and Adjusted EBITDAR have limitations as analytical tools, and you should
document IMAGES-007-HOUSE_OVERSIGHT_024449.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

EBITDA, Adjusted EBITDA and Adjusted EBITDAR have limitations as analytical tools, and you should not consider them in isolation, or as a substitute for analysis of our results as reported under GAAP. Some of these limitations are: @ they do not reflect our cash expenditures for...

The following summary historical pro forma and projected financial data should be read in conjunctio
document IMAGES-007-HOUSE_OVERSIGHT_024475.txt Jan 1, 2004 House Oversight Committee — Epstein Estate Records (Nov 2025)

5. SUMMARY FINANCIAL DATA The following summary historical pro forma and projected financial data should be read in conjunction with the financial statements and “Management's Discussion and Analysis of KLC’s Pro Forma Results of Operations” presented elsewhere in this Memorandu...

Re: Jed Rubenfeld
email TEXT-001-HOUSE_OVERSIGHT_028533.txt Aug 22, 2018 House Oversight Committee — Epstein Estate Records (Nov 2025)

From: jeffrey E. [[email protected]] Sent: 8/22/2018 7:23:38 PM To: Starr, Ken Subject: Re: Jed Rubenfeld i read turley,s piece on same subject / federalist papers etc. too much in the weeds. average joe. not sure what he concluded On Wed, Aug 22, 2018 at 3:17 PM, Starr, Ken...

fire.” For the present God restrained
document IMAGES-006-HOUSE_OVERSIGHT_021353.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

fire.” For the present God restrained human wickedness “by his mighty power, as he does the raging waves of the troubled sea,” but, if God should withdraw that restraining power, humanity’s willful self-regard would overturn nature. The most dangerous fire in creation was not, th...