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¢ Another topic which AB elaborated on was fees/pricing particularly in the US retail
document IMAGES-002-HOUSE_OVERSIGHT_014355.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ion of carried interest tax, potentially moving to an ordinary income rate, it could have some impact to after tax unitholder returns, but 80-90% of revenue comes from management fees and much of the income already faces a corporate tax rate. It could make it more attractive to s...

Chart 39: How do you view fundamentals for multifamily lending in 2017?
document IMAGES-002-HOUSE_OVERSIGHT_014341.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

… climate (i.e. increased infrastructure spending) as well as some regulatory relief (i.e. raising the $50bn asset threshold) could be a benefit for SNV and the overall industry. = SNV could see a benefit at both ends of a steepening yield curve. As of 3Q16, 50% of SNV’s total lo...

leader will allow such a nightmare to become a reality. The hateful declarations of Iran's leaders
document IMAGES-009-HOUSE_OVERSIGHT_027100.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…s has to include the following mutual commitments: 1. Israel will not attack Iran in 2012. 2. The United States will hold a joint intelligence estimate session with Israel in the early spring of 2013. If the conclusion of this joint estimate is that there is no substantial slow...

problem eight years sooner!*3, Between 2007 and 2015 the number of connections a
document IMAGES-004-HOUSE_OVERSIGHT_018367.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…tion of delay and the emerging instantness of experience. Faster. What is going on inside the machines, as Mel Conway’s old law would have told us, is happening too on the surface of our lives. A feeling of breathlessness in the face of speed isn’t new, of course. When Anna Karen...

Forthcoming (August 2011) Future Science edited by Max Brockman, Vintage Press, New York
document TEXT-001-HOUSE_OVERSIGHT_023720.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…nomics from Cornell University in 2004 and earned a PhD in 2009 from the University of British Columbia, where she now holds a postdoctoral fellowship. As part of the Sea Around Us Project, a joint collaboration between the university and the Pew Charitable Trusts, she researches...

The End of Time Management
document IMAGES-002-HOUSE_OVERSIGHT_013839.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…rporate America, and assuming they don’t really check what you are doing (let’s be honest), just run around the office holding a cell phone to your head and carrying papers. Now, that is one busy employee! Give them a raise. Unfortunately for the NR, this behavior won’t get you o...

What Are Management's Other Obligations?
document IMAGES-007-HOUSE_OVERSIGHT_022544.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

What Are Management's Other Obligations? Sarbanes-Oxley Act of 2002 In 2002, in response to a series of accounting scandals involving US. companies, Congress enacted the Sarbanes- Oxley Act (Sarbanes-Oxley or SOX), which strength- ened the accounting requirements for issuers. A...

generally considered to be representative of U.S. stock market activity. The NASDAQ
document IMAGES-007-HOUSE_OVERSIGHT_024109.txt Mar 31, 2014 House Oversight Committee — Epstein Estate Records (Nov 2025)

…nd unrealized values, assuming such inflows and outflows occurred as of quarter end and all remaining investments were sold at the current holding value through as of March 31, 2014. There can be no assurance that unrealized investments will be realized at the valuations shown....

Chart 76: Biggest risks to investing in a tech-based lending companies
document IMAGES-002-HOUSE_OVERSIGHT_014366.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Chart 76: Biggest risks to investing in a tech-based lending companies 40% 32% 32% 29% 30% 20% 10% 0% No sustainable Untested credit Fragile funding model Uncertain regulatory competitive advantage model/risk backdrop management Source: BofA Merrill Lynch Global Research = P...

with trying to “describe cancer mathematically.” Epstein preempts Nowak’s
document IMAGES-007-HOUSE_OVERSIGHT_022753.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

with trying to “describe cancer mathematically.” Epstein preempts Nowak’s explanation (which I’m not quite getting): “Think of cancer the same way as you think of a terrorist group. The NSA has been able to thwart a great number of terrorism acts by intercepting communication sig...

Investment Advisers Act of 1940
document IMAGES-007-HOUSE_OVERSIGHT_024097.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…d regulations. Requests for documentation and additional information may be made at any time during which an investor holds a Limited Partner Interest in the Fund. The General Partner will take such steps as it determines are necessary to comply with applicable law, regulations,...

Private Placement Memorandum
document IMAGES-007-HOUSE_OVERSIGHT_024432.txt Sep 27, 2006 House Oversight Committee — Epstein Estate Records (Nov 2025)

…nds exempted company and the sole general partner of KUE (the “General Partner"). KUE is the indirect controlling stockholder of Knowledge Learning Corporation ("KLC"), the largest for-profit early childhood care and education company in the U.S., which operates approximately 2,5...

Case 1:19-cv-03377 Document 1-8 Filed 04/16/19 Page 8 of 16
document IMAGES-004-HOUSE_OVERSIGHT_018006.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…ifically, ‘I don’t want to work for anybody else. I want to work for myself.’” Yet, this is not the story that Epstein told to the S.E.C. in 1981 and to lawyers in a 1989 deposition involving a civil business case in Philadelphia. In 1981 the S.E.C.’s Jonathan Harris and Robert...

molecular immunology at The Pasteur Institute and earned an M.D. and Ph.D. from the
document IMAGES-007-HOUSE_OVERSIGHT_024023.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

molecular immunology at The Pasteur Institute and earned an M.D. and Ph.D. from the University of Paris, and an M.B.A. from Columbia University. Jeani Delagardelle, (57), Managing Director, helped found New Leaf in 2005. She joined Sprout in 2000. At New Leaf, Jeani leads the Me...