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Drill Down on One-Time Charges
document IMAGES-006-HOUSE_OVERSIGHT_020932.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Drill Down on One-Time Charges Most of USA Inc.’s recent one-time charges are directly or indirectly related to America’s real estate bubble and aggressive borrowing. First we look at the drivers of the real estate bubble (we call it ‘anatomy of a real estate bubble’), then we...

Emerging market bonds
document IMAGES-008-HOUSE_OVERSIGHT_025275.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Emerging market bonds Preference: neutral EMBI Global/CEMBI spread (24 Oct): 281bps / 334bps (last month: 292bps /363bps) UBS View EMBI Global/CEMBI spread target (6-month): 275bps/290bps ¢ Current spread levels of EM sovereign bonds are roughly in line with fundamentals. We th...

S&P 500 (24 Oct): 1,409 (last publication: 1,433)
document IMAGES-008-HOUSE_OVERSIGHT_025261.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…et): 1,460 ¢ We keep our preference for US equities relative to other developed equity markets. Earnings continued to hold up better than in other regions during the recent economic slowdown. Continued economic growth should allow companies to show mid single digit earnings grow...

Section 1 Base slides 2
document IMAGES-008-HOUSE_OVERSIGHT_025248.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

Table of Contents Section 1 Base slides 2 Section 2 Asset class views 11 2.A Equities 12 2.B Fixed income 22 2.C Foreign exchange 29 2.D NTAC: Commodities, Listed real estate, Hedge funds and Private equity 33 3 UBS , HOUSE_OVERSIGHT_025248

Chart 7: Cumulative Japanese purchases of foreign bonds since 2010
document IMAGES-003-HOUSE_OVERSIGHT_014734.txt Jan 1, 2010 House Oversight Committee — Epstein Estate Records (Nov 2025)

…kely, in our view, given that it is the lowest hanging fruit in Washington for the new administration. 4. MXN is oversold but BRL faces more headwinds Until the US election, EM fixed income was the best performing asset class in 2016, benefiting from the decline in rates in co...

[email protected]
document IMAGES-002-HOUSE_OVERSIGHT_014396.txt Nov 17, 2016 House Oversight Committee — Epstein Estate Records (Nov 2025)

Research Analysts US Banks Erika Najarian Research Analyst MLPF&S +1 646 855 1584 [email protected] Ebrahim H. Poonawala Research Analyst MLPF&S +1 646 743 0490 [email protected] Michael Liu Research Analyst MLPF&S +1 646 855 3874 [email protected] Brandon B...

“Independent Directors" of the Board of Directors of the General Partner shall be individuals who (a
document IMAGES-008-HOUSE_OVERSIGHT_024552.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…y of KUE, in the General Partner's discretion, KUE may (i} retain some or all of KUE’s interest in such subsidiary not sold in connection with the Initial Listing, (ii) distribute some or all of KUE’s interest in such subsidiary not sold in connection with the Initial Listing to...

Case Number: 31E-MM- 108062
document IMAGES-006-HOUSE_OVERSIGHT_021595.txt Sep 30, 2008 House Oversight Committee — Epstein Estate Records (Nov 2025)

‘page 1 09/30/2008 Case Number: 31E-MM- 108062 Serial No.: Does Accomplishment Involve Drugs .. 2... sae ~seae ZN A Fugitive. ...-......:N Bankruptcy Fraud. ......:N Computer Fraud/Abuse. . ...:N Corruption of Public Officials: N Money Laundering. ......:N Sub. Invest. Asst...

(A3.6) combines with (A1.4) and (A1.5) to arrive at
document IMAGES-001-HOUSE_OVERSIGHT_011136.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

(A3.6) combines with (A1.4) and (A1.5) to arrive at 7, =F =Y,gross—p,, (A3.7) at the scale of the total capital of the individual or any set of individuals. This fact will prove helpful in adjusting the Ben-Porath model and in next generation theory. It should be borne in min...

Page 1 @ 09/30/08 18:54:13
document IMAGES-006-HOUSE_OVERSIGHT_021583.txt Sep 30, 2008 House Oversight Committee — Epstein Estate Records (Nov 2025)

Page 1 @ 09/30/08 18:54:13 09/30/2008 Re CHILD LOCATE sete iueidie SENSITIVE / UNCLASSIFIED Case Number: 31E-MM-108062 Stat Agent Name: Report Date: 09/30/2008 b6 Serial No.: Stat Agent SOC.: Accom Date.: 06/30/2008 bic bT7E Does Accomplishment Involve Assisting Agents SOC Sub...

My interpretation that the time discount rate/rate of return we naturally apply in
document IMAGES-001-HOUSE_OVERSIGHT_011134.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

My interpretation that the time discount rate/rate of return we naturally apply in evaluating both present cost and present value is our time preference rate now, rather than some retrospective or prospective average, might seem counterintuitive. I propose it, even so, as the “t...

Assisting Agents SOC
document IMAGES-006-HOUSE_OVERSIGHT_021597.txt Sep 30, 2008 House Oversight Committee — Epstein Estate Records (Nov 2025)

09/30/08 19:01:05 Page 1 | 09/30/2008 KREREEKEKEKE CHILD LOCATE KREKKEEEKREKRER SENSITIVE / UNCLASSIFIED Stat Agent Name: Stat Agent SOC.: Assisting Agents SOC Case Number: 31E-MM- 108062 Serial No.: Report Date: 09/30/2008 b6 Accom Date.: 06/30/2008 b7Cc b7E Does Accomp...

104 J. Crim. L. & Criminology 59, *78
document IMAGES-004-HOUSE_OVERSIGHT_017617.txt House Oversight Committee — Epstein Estate Records (Nov 2025)

…d that the CVRA does not give victims any rights against defendants until those defendants have been convicted !!* - a holding clearly limited to restitution, as many other CVRA rights clearly apply before conviction. !!3 Reviewing these two cases in an extended, published opinio...